Mortgage credit: France's top court clarifies the bank's two-year statute of limitations

The Court of Cassation clarifies the two-year statute of limitations for mortgage debts.

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The fact

Borrowers cannot challenge a debt after two years, even with repeated over-indebtedness filings.

This ruling protects banks from abusive legal actions.

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Auto-synthesis from 1 media source · identified on September 23, 2026