Zero-rate loan up to 100,000 euros for home purchase explained

A zero-rate loan scheme up to 100,000 euros is offered to facilitate home ownership access for French households.

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The fact

This financing instrument supports first-time buyers and families in achieving their property purchase goals.

The PTZ remains a major tool of housing policy in France.

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Auto-synthesis from 1 media source · identified on May 20, 2026