XRP, Stellar, and Algorand: Are states really adopting these cryptocurrencies?

XRP, Stellar, and Algorand are touted as adopted by states, but deployments remain limited to pilot projects.

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The fact

The digital euro and ISO 20022 standard are also mentioned as institutional alternatives.

These cryptocurrencies struggle to move beyond the experimental stage in public infrastructures.

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Auto-synthesis from 1 media source · identified on August 21, 2026