marches35 %Mortgages: exceptions to the 35% debt-to-income cap

Mortgages: exceptions to the 35% debt-to-income cap

French banks may waive the debt-to-income cap for certain borrowers.

Published 7sem1 sourceNotableupdated 2sem

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The fact

High-income earners or those with solid assets qualify for exceptions.

This flexibility aims to revive a stagnant housing market since 2025.

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Auto-synthesis from 1 media source · identified on July 10, 2026