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Mortgage rates: usury threshold rises, easing access to loans

The usury threshold for mortgage loans rises in July 2026.

Published 6sem1 sourceNotableupdated 5sem
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The fact

This increase could unlock previously rejected applications.

Low-income borrowers are the primary beneficiaries of this change.

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Why it matters

Cette mesure pourrait relancer le marché immobilier français, en difficulté depuis deux ans en raison des taux élevés et des restrictions bancaires.

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Auto-synthesis from 1 media source · identified on July 29, 2026
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