economie3.48 %With an average rate of 3.48% over 25 years, a €3,000 salary allows borrowing €240,000

Mortgage: How much can you borrow with a €3,000 salary in 2026?

With an average rate of 3.48% over 25 years, a €3,000 salary allows borrowing €240,000.

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33 %

Banks now apply a maximum debt ratio of 33%

15 %

Borrowing capacity has decreased by 15% since 2022 due to rising rates

The fact

Banks now apply a maximum debt ratio of 33%.

Borrowing capacity has decreased by 15% since 2022 due to rising rates.

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