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Mortgage credit: usury rate resurges as financing obstacle

Bank interest rates are dangerously approaching the legal usury threshold, threatening access to mortgage credit.

Published 16sem1 sourceImportant
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This phenomenon creates a risk of freezing the French mortgage market and limits available loans for households.

Financial regulators are closely monitoring this trend that could compromise real estate projects.

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Auto-synthesis from 1 media source · identified on April 21, 2026
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