economie15 %Mortgage credit: usury rate blocks 15% of applications

Mortgage credit: usury rate blocks 15% of applications

The legal usury rate prevents 15% of mortgage credit applications in France, according to recent data.

Published 10sem1 sourceNotable

≈ 19sSpeed

The fact

This regulatory ceiling, designed to protect borrowers, creates a bottleneck for higher-risk applications.

Lending institutions report consequences for housing access for vulnerable profiles.

Click the link to read an article on the topic:

Explore this topic

Auto-synthesis from 1 media source · identified on May 8, 2026